Property & Casualty
Understanding NC Property, Casualty, Personal Lines & Adjuster Licenses
The Property & Casualty program is the bread and butter of most insurance agencies. Together, these two licenses allow agents to sell home and auto insurance. The Property license focuses primarily on homeowner policies, while the Casualty license covers automobile policies and carries a strong emphasis on liability coverage.
Personal Lines is a separate license. Students cannot hold both a Property & Casualty license and a Personal Lines license—the two largely overlap, with one key difference: Personal Lines does not include the commercial section.
While candidates pursuing the Adjuster's license still take the prelicensing class to prepare, there is no statutory mandate requiring it.Select the button below to view the options to meet the pre-license requirements.
